Comment by oh54321 on Is there a beeminder without the punishment? · 2021-09-15T03:02:58.590Z · LW · GW

This might not directly answer your question, but I've read a blog post that advocated for using a similar system but if you didn't complete your goals you would instead donate the money to charity as a "punishment", which might be a solution if you're altruistic. Although you would still need to track your goals yourself; I don't think there's currently an app for this.