Sounds like regret aversion?

edit: Hm, you're right that optionality is kind of an independent component.

I'd be curious what would a situation be where your learning would remain unchanged but your options would increase, are those just cases where you just get lucky in life? you just stumble upon something and you don't really absorb/increase the learning that could have happened? lmk if this is a silly question but it was just something that popped into my head.